Female horse owner brushes her horse's hooves

Personal Equine Liability Insurance 

Protect yourself against fees and legal claims that arise from damage done by a horse you own or lease. 

Request a Quote

A brown horse standing in a stable

Personal Equine

Owning a horse comes with risks. 

Horses are loyal, hard-working, and strong, but owning or leasing one can present stressful, unpredictable challenges. A horse can cause damage and injuries on and off your property, but often these expensive losses are not covered by your other insurance policies. Our personalized equine insurance policy is designed to protect you from these expensive losses in the case of an accident involving your horse. 

Request a Quote

Personal Equine

Policy Details

Our Personal Equine Liability Insurance is designed to provide coverage for 3rd party bodily injury and property damage that arise out of the use or ownership of a horse. Read on for more details on this tailor-made policy. 

  • Premiums starting as low as $175.00 

  • Limits from $300,000 to $2,000,000 

  • No premises designation 

  • We can include your boarding facility as an Additional Insured if required (additional premium may apply) 

  • 3rd party accidental bodily injury and/or property damage 


  • Personally owned or leased horses boarded at a facility or kept on your own land
  • Horse-Drawn Vehicles/Carriages (non-commercial)


  • Professional equine activities (see our Equine Professionals’ Insurance)
  • Commercial horse-drawn vehicles
  • Horse-drawn vehicles for your primary mode of transportation
  • Racehorses/horses being trained for racing


Personal Equine

Why choose Equisure for your Personal Equine Insurance?

Our expertise speaks for itself.

With over 30 years of experience insuring animal professionals and organizations, our experts are deeply familiar with the complex risks associated with horses, dogs, and livestock.

We specialize in tailoring to your needs.

We will work with you to customize policies that address your specific needs and challenges – no one size fits all plans here!

We prioritize customer service.

We know how passionate you are about your animal pursuits, which is why you will receive a prompt response from a real person when you contact us.

Ready to take the next step? Us too. 

Request a quote or apply now for Personal Equine Insurance.

Request a Quote

Apply Now