Directors & Officers Liability Insurance 

Equisure’s Directors & Officers coverage protects you from human errors.

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Your personal assets could be at stake, does your board have adequate coverage? 

Legal costs are more expensive than ever, and a claim filed against your Board of Directors could put your club and personal assets at risk. If your board member is held legally liable for an error or omission related to the management of your organization the legal fees could amount to more than your organization’s liquid assets. Equisure offers policies specifically designed to protect the directors or officers of the organization from legal fees and other costs that the organization might incur related to serving on the board.  

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Policy Details

Our D&O policy includes a variety of coverages for claims made against your organization or its board members. Premiums start as low as $550 per year and your organization might qualify for a $0 deductible. This comprehensive policy is expertly crafted for equine, canine, and other pet organizations. 

  • Defense costs outside the limits 

  • Prior and pending included on most policies 

  • Deductibles start at $0


  • AKC©-Affiliated Clubs
  • For-profit entities
  • Dog clubs and organizations
  • Equine-assisted therapy organizations
  • Horse clubs and organizations
  • Non-profits
  • Pet clubs and organizations


  • Non-animal-related groups/organizations
  • Organizations without by-laws and articles of incorporation
  • Religious organizations
  • Rescue or sanctuary groups
  • Limits starting at $250,000  

  • Higher limits available upon request 

  • Deductibles starting at $0 

  • Directors & Officers Liability 

  • Employment Practices Liability 


Why choose Equisure for your club's Directors & Officers Insurance?

Our expertise speaks for itself.

With over 30 years of experience insuring animal professionals and organizations, our experts are deeply familiar with the complex risks associated with horses, dogs, and livestock.

We specialize in tailoring to your needs.

We will work with you to customize policies that address your specific needs and challenges – no one size fits all plans here!

We prioritize customer service.

We know how passionate you are about your animal pursuits, which is why you will receive a prompt response from a real person when you contact us.

Ready to protect your dog or horse club? Us too. 

Request a quote or apply now.

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