Frequently Asked Questions
Professional Equine Liability / Trainers Liability

Q: Will the coverage protect me if I work or train at various facilities?
A: Yes, the coverage is worldwide and covers you on your own property or while you freelance at other facilities, but the suit must be brought in the United States.

Q: Does the general or professional liability policies cover trailering?
A: No, they don't, unless you're transporting to and from a horse show relating to your professional activity.

Q: How much does it cost to add a landowner/facility as additional insured?
A: There's no charge, but the request must be sent to equisure in writing.


Q: Can I add an assistant to my policy?
A: Yes, for an additional annual premium per assistant we can add assistants as long as they are working under your direct supervision. If the assistant has their own clientele and receives direct payment from their customers with no instruction from you, they'll need their own policy.

Q: Can my partner and I share a policy?
A: Yes, with an additional premium you and your partner can share our professional liability policy.

Q: What's the deductible?
A: There is no deductible.

Q: How quickly can I have my policy put into effect?
A: It's effective as soon as we receive your completed application and premium payment by mail or fax. If you've had a previous claim, your application will be reviewed by underwriting.

Q: Does the general liability include care, custody or control coverage?
A: Yes, there's a $50,000 limit for animals in your care, custody, and control, and higher limits available for an additional premium.

Q: Can I increase the aggregate limit?
A: Yes. You can purchase higher limits by completeing the application and sending it to us to rate. We can write up to $5,000,000 on the primary policy.