The Equine Activity Liability Act:
How it Affects Associations & Sponsors

By Denise E. Farris
Chair, Equine Law Practice Group
Husch & Eppenberger, L.L.C.

This article is reprinted with the permission
of Denise Farris.

The 1990ās witnessed a revolution in the laws regarding liability of horsemen and equine businesses for equine-related injuries. Legislatively designed to encourage participants in the multi-billion dollar equestrian industry,
as of February 2003, forty-four states have enacted
some form of equine liability limitation law, with
Pennsylvania ready to join those states. The Equine
Activity Liability Act (EALA) statute typically limits
instances in which participants can sue horse owners
or equestrian professionals and sponsors for injuries sustained in equine activities.

Despite this important protective legislation, ride entry forms and liability waivers provided by most national and local breed associations and/or riding disciplines ARE NOT LEGALLY COMPLIANT WITH THESE STATUTES! As explained below, the statutes restrict partiesā ability to assert claims for equine-related injuries. However, to obtain the protection of the statute, the equine professional or sponsor, including Show or Activity sponsors, must typically do two things: (1) post the warning sign which conforms to that stateās EALA statute, and (2) insert mandatory warning language in equine contracts. Equine contracts include ride or event entry forms and liability waivers! The mandatory language for these contracts and waivers varies from state to state, and the language must be specific to that state.

In speaking to local chapters of the various associations, most members believe that the forms provided by the national associations have been legally reviewed to afford maximum protection in each state where an activity is held. THIS IS NOT CORRECT. The national associations provide forms which serve as templates, but by and large rely on the state chapters to ensure full legal compliance with state law. This can be accomplished in a simple and cost effective manner:

  1. Secure legal advice regarding your particular stateās EALA requirements

  2. Determine if your state requires sign posting and specific contract language

  3. If sign posting is required, be sure that signs are posted:

    • At ALL entrances to areas where people access equines. The test is: "Can I enter an equine area without having to pass a warning sign?" The signs are relatively inexpensive and you simply cannot purchase too many of them.

    • If your event is held outside, post the warning sign at: the event entry table, rider sign-in table, or if no better place is available, in the front windshield of the ride managerās car, or all of the above!

  4. Next, if your stateās EALA statute requires specific contract language, determine a manner in which a second page can be attached to the form provided by the national association. This additional page should:

    • Identify the name, date and location of the show or event

    • State that the participant has read and understands the following warning,
      and insert in appropriate typeset the mandatory language required by that
      stateās EALA law;

    • Incorporate by reference the event entry form or other waiver provided by
      the association, and

    • Be separately signed and dated by the participant, signed by both parents
      if the participant is a minor
      , stapled to the standard entry forms, and kept
      as a permanent record
      in the event of an accident or later claim. RECORDS
      SHOULD BE SAVED FOR FIVE YEARS.

NOTE THAT THIS ATTACHMENT IS LEGALLY REQUIRED IN THE FOLLOWING STATES
TO BE FULLY COMPLIANT WITH THE EALA LAW OF THAT STATE:

Alabama
Georgia
Kentucky
Missouri
Oklahoma*
Tennessee
Wisconsin

Arizona*
Illinois
Louisiana
Mississippi
Oregon*
Texas

Colorado
Indiana
Maine
Nebraska
Rhode Island
Vermont

Delaware
Iowa
Massachusetts
North Carolina
South Carolina
Virginia*

Florida
Kansas
Michigan
Ohio*
South Dakota
West Virginia*

    * Requires separate liability release with specific wording per statute

A show sponsorās failure to include this important language prevents that sponsor from receiving the protections of these important statutes!

The above identifies issues with association and event standard forms. If you are currently a national or local equine sponsor, take a minute to review the forms youāre using to ensure their statutory compliance with YOUR stateās EALA law.


© Denise E. Farris, Husch & Eppenberger, LLC, Kansas City, Missouri. (816) 421-4800; denise.farris@husch.com. (June 2003). All rights reserved. This article may not be reprinted nor reproduced in any manner without prior written permission by the author. Ms. Farris chairs the firmās Equine Law practice and has worked with national associations in effecting cost-efficient 50-state compliance with the EALA statutes.

DISCLAIMER


This article provides general coverage of its subject area. It is provided free, with the understanding that the author, publisher and/or publication does not intend this article to be viewed as rendering legal advice or service. If legal advice is sought or required, the services of a competent professional should be sought. The author and publisher shall not be responsible for any damages resulting from any error, inaccuracy or omission contained in this publication.